2024 Rewards Program

Exciting News from First Texas Homes! We now have over 200 homes in various stages of completion, with more becoming move-in-ready before summer! Prices have been reduced on several homes, and we're offering significant incentives to help you move into your new home this year.

Sales Event Offer:
Receive up to $20,000* towards closing costs, prepaid escrows, or an interest rate buy-down** when you finance with our preferred lender. With improving mortgage rates and the opportunity to buy down your rate into the 4% range, now is an excellent time to purchase and save! Plus, you’ll get a $3,000 Nebraska Furniture Mart gift card after closing.***

If you have any questions or would like to preview our available properties, please reach out to one of our community sales counselors for more details.

Terms & Conditions

The inventory homes presented are listed as available as of . First Texas Homes & Gallery Custom Homes are equal opportunity home builders. The square footage shown is approximate and may vary depending on the plan, options, elevation, and locations. Pricing is valid as of and is subject to change. Contact a First Texas Homes or Gallery Custom Homes sales consultant to verify features, square footage, availability, and pricing.

*Up to $20,000 closing cost incentive is available on to-be-built homes and inventory homes contracted on or after 01/01/2024 through 1111/2020/24242424 and is not valid for homes already sold or currently under contract. The subject property must be the buyer’s primary residence and excludes second homes, investment properties, or non-owner-occupied properties. Homebuyers must finance and fund with CrossCountry Mortgage Sawyer Team (Branch 3861) to be eligible for the closing cost incentive. Up to $20,000 closing cost incentive is not a discount toward the home purchase and cannot be used as a down payment. Closing cost incentives must be applied towards acceptable closing costs such as loan origination fees, mortgage insurance, appraisals, owner and lender title policies, prepaid property taxes, prepaid homeowners insurance, prepaid interest, and prepaid HOA fees. Mortgage insurance buy-out is not available on FHA loans. Limited time offer subject to change or termination without notice; cannot be combined with any other discount or offer.

**Permanent interest rate buydown option is only available on Conventional, FHA, and VA loans and requires a minimum amount financed of $333,000. The interest rate buydown option excludes jumbo and brokered loans. Conventional and jumbo financing requires a minimum down payment of 10% down. The loan must close within 90 days of the interest rate lock date. Not all buyers will qualify. The loan amount must not exceed $583,200. $20,000 closing cost incentive, rate buydown offer, rates, and loan programs are all subject to change without notice. Consult with a CrossCountry Mortgage Sawyer Team (Branch 3861) loan officer for additional loan details and information.

**3-2-1 buydown example is based on a sales price of $562,000 with 80%LTV / 20% down payment ($449,600 amount financed), 30YR / 360 months conventional fixed rate mortgage, and borrower fico score of 720. The first year’s monthly payment is $2143.87; the second year’s monthly payment is $2410.80; the third year’s monthly payment is $2692.69 after year three, the monthly payment is $2988.18 and will continue at that amount for the remaining loan term. Payments do not include taxes, insurance premiums, HOA dues, or mortgage insurance/guarantee fees; your actual total monthly payment will be greater. Requires $20,606.20 in extra escrow reserves. Rate buydowns are available using the 20k your way closing cost incentive. Rate quote valid as of 01/01/2024.

***NEBRASKA FURNITURE MART (NFM) GIFT CARD OFFER AVAILABLE TO CUSTOMERS THAT CONTRACT ON A FIRST TEXAS HOME ON OR AFTER 01/01/2024 THROUGH 12/31/2024. NFM GIFT CARD WILL BE AVAILABLE 7-14 BUSINESS DAYS AFTER CLOSING YOUR HOME LOAN. ONE (NFM) GIFT CARD PER CONTRACTED HOME. YOU MUST FINANCE YOUR NEW FIRST TEXAS HOME, GALLERY CUSTOM HOME, OR HARWOOD HOME WITH OUR PREFERRED LENDER CROSSCOUNTRY MORTGAGE SAWYER TEAM (BRANCH 3861) IN ORDER TO BE ELIGIBLE FOR THE NFM GIFT CARD PROMOTION. TERMS AND OFFERS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ONE NEBRASKA FURNITURE MART GIFT CARD PER CONTRACTED HOME. TERMS AND OFFERS ARE SUBJECT TO CHANGE WITHOUT NOTICE. SAVINGS STATEMENTS ARE BASED OFF SUGGESTED RETAIL UNLESS OTHERWISE NOTED. WE MAKE NO CLAIMS TO HAVING SOLD PRODUCTS AT SUGGESTED RETAIL PRICE. DUE TO MANUFACTURERS RESTRICTIONS, CERTAIN ITEMS AND BRANDS ARE EXCLUDED FROM THIS SALE. EXCLUDES INTERNET AVAILABLE-TO-ORDER ITEMS, EKORNES, THOMASVILLE, CASE GOODS FROM HENREDON, LEXINGTON AND CENTURY, SELECT AMERICAN LEATHER COLLECTIONS, WEBER GRILLS, KARASTAN, DOWN AND DOWN ALTERNATIVE COMFORTERS, MOST ADJUSTABLE BASES, MATTRESS PADS, BED LINENS, PROTECT-A-BED, GUARDSMAN, WINDOW TREATMENTS, EXTENDED WARRANTIES, INSTALLATION, SPECIAL ORDERS, SUPER BUYS, CLEARANCE ITEMS AND SEE’S CANDIES. CAN ONLY BE COMBINED WITH OTHER OFFERS IN THIS AD. DELIVERY, HAUL-AWAY, AND INSTALLATION PROMOTIONAL OFFERS ARE LIMITED TO OMAHA, KANSAS CITY, AND DALLAS/FORT WORTH METRO DELIVERY AREAS. ITEMS MUST BE IN STOCK AT PURCHASE LOCATION FOR NEXT-DAY DELIVERY. DRIVEWAY DELIVERY ITEMS ARE DELIVERED TO YOUR DRIVEWAY IN THEIR FACTORY PACKAGING. INSTALLATION AND ASSEMBLY ARE EXTRA AND NOT AVAILABLE IN ALL AREAS. WHITE GLOVE DELIVERY, CONTRACTOR SALES, GUN SAFES, CLEARANCE ITEMS, AND INTERNET AVAILABLE-TO-ORDER ITEMS ARE EXCLUDED.

****THE 6 MONTH EXTENDED RATE LOCK IS SUBJECT TO BORROWER QUALIFICATION. VALID ON THE PRESENTATION OF A FIRM NON-CONTINGENT PURCHASE AGREEMENT TO CROSSCOUNTRY MORTGAGE. RATE CAN BE LOCKED UPON PAYMENT OF ALL EARNEST MONIES TO BUILDER, THE $1,000 LOCK FEE PAID TO CROSSCOUNTRY MORTGAGE, RECEIPT OF ALL DOCUMENTATION REQUIRED BY CROSSCOUNTRY MORTGAGE TO SUBMIT FOR LOAN APPROVAL AND COMPLETED FINAL PURCHASE PRICE IS AGREED UPON. THE $1,000 LOCK FEE CAN BE APPLIED TOWARDS CLOSING COSTS ON ALL CLOSED LOANS. THE $1,000 LOCK FEE WILL BE REFUNDED IF THE LOAN IS DENIED BY CROSSCOUNTRY MORTGAGE UNDERWRITING OR THE EXTENDED RATE LOCK IS NOT USED. THE $1,000 LOCK FEE IS NON-REFUNDABLE (FORFEITED) IF THE BORROWER DOES NOT CLOSE AND FUND WITH CROSSCOUNTRY MORTGAGE SAWYER TEAM (BRANCH 3861) FOR ANY REASON.